Garden Variety
Rock gardens, rose gardens, herb gardens, vegetable gardens... all are beautiful and appealing in their own right, but how do you know which type of garden is right for you and your home? The right combination of beauty, care, and functionality is what you want to look at when planning a garden.

Perennial Gardens are made of plants that live longer than two years. Perennials bloom in spring and summer and die again in fall and winter. Perennials are easy to grow and a great investment since they come back year after year. Lower maintenance perennials like day lilies, coneflowers, and hostas are great plants for beginning perennial gardeners. Over time you can move to higher maintenance (but longer lasting) perennials, like peonies and roses.

Annual Gardens. They offer bold color for your garden for long periods of time since they bloom year round. Many annuals reach heights of up to two feet. Annuals are usually mixed within other types of gardens inside complex landscape plans. Clumps of annuals look better than rows or lines. When planting, try and keep the taller plants to the back and the shorter ones in front. Try planting a clump of one color of annuals beside a clump of annuals in another color, for a nice contrast. Be sure to learn about how to keep your annual garden healthy and safe from animals, pests, and diseases.

Bulb Gardens. These do require some regular maintenance, but come spring they'll reward your hard work with beautiful bursts of colorful flowers. If you're new to bulb gardening, try the hyacinth, a hardy flower that is easy to grow and will perfume your garden with just a few bulbs. Tulips, perhaps the most popular variety of bulb flowers, bear their cup-shaped flowers in nearly every color of the rainbow, except true blue.

Herb and Vegetable Gardens.
What could be better than having fresh herbs and vegetables from your very own garden? Plant this type of garden in a well-lit area, as most herbs and vegetables need plenty of sunlight for the maximum amount of flavor. If you can, use a square-bed system with a neat network of paths between plantings. This will keep you from compacting the soil or trampling a fragile herb plant on your way to gather some sprigs of parsley before dinner.
Tips for Selling in a Tough Economy
If you're looking to sell your house during these tough economic times, take heart. Although you can't change the economic crisis our nation is currently in, you can be proactive and informed about what to expect, so your house can stand out from the others on the market. When attempting to sell your house, here are the most common obstacles you'll face: dropping home values, a record number of foreclosures, and a shortage of buyers due to the current credit crunch. At a time when you need every edge you can get, every little bit of extra effort helps.


Proper pricing is critical to selling your house in the kind of market we're in. And though it might be difficult, this means pricing your home for what it's worth - and that isn't necessarily the same price as what you paid for it or what you think it is worth. You'll also want to check with your mortgage lender to determine your mortgage balance (if there is one). Then you can just subtract your asking price from your mortgage balance to determine how much money you stand to make on the sale of your home. If you're hiring a real estate agent, they'll be able to help you come up with an appropriate price for your house. If you're not, check out the price listings for other comparable homes in your area, and consid your home's appraised value.

Stage your home effectively. Sometimes the difference between getting an offer and not getting an offer depends upon staging your home effectively. The basics of home staging are depersonalizing and de-cluttering: packing up personal photographs, family heirlooms, and everything else that will pre vent the visitors touring your home from imagining it could be theirs. Focus on transforming your home back into a house; a product optimized for sale. For more help, hire a home staging expert.

Market your house as widely as possible: word of mouth, newspaper and local magazine ads, open house, flyers, etc. Remember that the more leads you get out of advertising, the more likely you'll get the response you've been looking for.
Before You Buy
Before you purchase a new home, you'll want to keep a few things in mind. For example, are you just out of college and looking for a starter house before you move on to a new city or a larger home, or are you a married couple with children looking for a home where you can set down permanent roots? Buying a house is a big decision, and your future plans are definitely factors you'll want to consider before buying a new home, as well as pricing and other financial considerations. Especially with the current economical landscape, you should be aware of what to expect before, during, and after the home purchasing process.

Do your research. From finding the right real estate agent and loan representative, to choosing the right neighborhood and home inspector, researching every step in your journey to home ownership will come in handy. Doing your research will help you to make more informed decisions, and breaking the steps up into parts will prevent you from becoming too overwhelmed by the process. Being educated and knowledgeable about the process will help you have the most bargaining power possible – saving you money (and headaches) during a time that should be exciting and new.

Be modest about price range. Don't fall prey to purchasing a house you can't afford. Are the mortgage payments a bit of a stretch or will you be able to make them and still maintain your current lifestyle? Don't allow anyone to talk you into buying a house you can't really afford, no matter how perfect the neighborhood, or how much you've always wanted a two story Cape Cod with a picket fence and pool. Buying a house that's within your price range will allow you to be able to fully enjoy it without having to worry about how you'll be able to come up with your mortgage payment. A good rule of thumb: your housing payment shouldn't exceed more than 35 percent of your gross income. And don't forget to factor in the additional cost of homeowner's insurance, property taxes, home maintenance, and homeowner's association dues, if applicable.

Bargain and compromise. Especially with the real estate market in the shape it is, don't be afraid to do a little bargaining with the homeowner. It never hurts to ask, and you just may find yourself saving thousands, or walking away with a few extra perks. Remember too that little details like ugly carpet in bedrooms aren’t worth turning down an otherwise great house. Too many home shoppers get caught up with little aesthetic details that are actually quite simple to replace or alter. You may even be able to save quite a bit of money by living with some outdated wall colors, light fixtures, and other furnishings – until you can afford a remodel.
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Largest Private Home in America: The Biltmore Estate
America's largest private home, the Biltmore Estate boasts 250 rooms and 175,000 square feet. Nestled among the Blue Ridge Mountains near Asheville, North Carolina, the home was also ranked eighth on the American Institute of Architects’ 2007 list of the top 150 favorite American structures. Join the more than 1 million visitors who visit the Biltmore Estate each year to enjoy the home's Gilded Age grandeur, 75 acres of formal gardens, and winery. Guests walking through the home marvel at unique features like the 70,000 gallon indoor swimming pool, the bowling alley, the two-story library, one-of-a-kind art and furniture, and 19th century rarities like elevators, indoor plumbing, fire alarm, and intercom systems. Out of town guests may enjoy a stay at the 123-room Inn on Biltmore Estate, an American Automobile Association (AAA) four-diamond hotel.


Greening Your Home
The more alterations you can do to your new home to make it greener, the better your home will be for your family and the planet. Every little bit helps, so get started today with these tips:

Green your appliances. According to the Environmental Protection Agency, replacing that old refrigerator you've kept in your garage for the last 15 years could save you up to $150 per year. If any of your appliances are more than ten years old, consider replacing them with "Energy Star" appliances that can save 10-50 percent more energy than standard or older appliances. And here's a fact to help you see how small changes in your home can make a difference: According to the EPA, just one out of every ten homes using more energy efficient appliances is the equivalent of planting 1.7 million acres of trees!

Save water. Installing an aerator on all household faucets will cut your household's water consumption by half, and installing a low flow toilet during a bathroom renovation, instead of a standard one, will save nearly two gallons of water every time you flush. And don't discount the value of behavioral changes – turning the water off while you brush your teeth will save 4.5 gallons of water every time you brush, while using a broom to clean your driveway, instead of a water hose, will save 80 gallons.

Let there be (energy efficient) light. Compact Fluorescent Bulbs (CFLs) use 66 percent less energy than a standard incandescent bulb and last up to 10 times longer. Replacing just one standard bulb with a CFL can save up to $30 in energy costs over the life of the bulb.
JBA Network • 311 Montford Ave • Asheville • NC • 28801

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